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Sorting out Credit Card Payment Splits When Deferred Interest Involved

Dear Credit Care, I asked my credit card issuer to apply a large overpayment to a promotional offer balance that was about to expire instead of to my current higher interest balance and was told it was...

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Why Deferred Interest Financing Should be on the Naughty List

To defer or not to defer – that is the question.  The answer of course depends on what exactly you’re talking about.  For a football team that’s just won the opening coin toss, deferring the decision...

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